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3 General Financial Myths That Could Still Cost You in Retirement
In this article, we’re going to debunk three myths about general personal financial management that could still have an impact on your retirement. Myth 1: Once You Create a Financial Plan, You're Set for Life Life changes—your financial plan can, too. If you created a plan five years ago and never looked at it again, you might be missing out [...]
The Gift of Financial Health: Best Practices for Keeping Your Will Up to Date
Estate planning isn’t something you do once and forget about—it’s an ongoing process that helps ensure your financial affairs are in order and your loved ones are taken care of. One of the most important documents in an estate plan is a will, but over time, things change. Life events, financial shifts, and even tax laws can impact your [...]
2025 Social Security Benefits and Taxes
People often misunderstand Social Security retirement benefits and taxation since not all benefits are taxable. The amount of benefits one receives and how much Federal tax applies depend primarily on the income level of the receiver and other factors. How to determine if benefits are taxable If Social Security benefits are the only source of income for the year, they [...]
Policy Changes: What Retirees Need to Know
Retirement planning can sometimes feel like trying to hit a moving target. Policies change, rules shift, and retirees often find themselves needing to adapt their strategies to keep pace. Many recent policy changes affecting retirement have many people asking, "What does this mean for my financial future?" Let’s break it down in simple terms, talk about the potential risks, and [...]
LTC: Why You May Need It
Long-term care (LTC) is a comprehensive array of medical, personal care, and other services coordinated to address the physical, emotional, and social needs of chronically ill or disabled individuals. One important aspect is that LTC is not exclusive to older people. People of all ages may require it at some point due to debilitating circumstances, chronic diseases, or developmental disabilities. [...]
7 Steps to Help You Plan for Retirement
Wealth preservation is essential for many individuals but warrants a specific focus for those nearing retirement. Understanding the complexities of wealth preservation is crucial, particularly for pre-retirees. Today's pre-retirees may need a more detailed retirement plan, whether due to inheritance, accomplishment in the corporate world, or entrepreneurial fulfillment. Regardless of how one acquires wealth, it's essential to understand that planning [...]
Answers to Your Questions About Healthcare in Retirement
When planning for retirement, it's essential to consider the potential medical expenses that come with aging. Here are some key questions we get a lot when we talk with clients about medical expenses in retirement. Question 1: How much will healthcare cost you? When estimating your medical expenses in retirement, several factors come into play, including your health condition, location, [...]
Comparing Health Insurance Plans: Finding the Right Coverage with Morin Associates
When it comes to health insurance, the multitude of options available can be overwhelming. That's where Morin Associates, your trusted health insurance agent in CT, comes in. We understand that selecting the right health insurance plan is a crucial decision that requires careful consideration. Let's delve into the process of comparing health insurance plans to help you find the [...]
