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A Hidden Retirement Risk: The Cost of Avoiding Healthcare and Long-Term Care Planning

2026-07-24T18:34:40-04:00July 24, 2026|Blog, Blogs, Healthcare, Long-Term Care, News, Retirement Planning|

For many Americans approaching retirement, the focus is often on investment balances, Social Security timing, and creating reliable income streams. And those things are important! But there is a financial [...]

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The Real Estate Puzzle: Navigating Liquidity, Equity, and Market Volatility in Retirement

2026-07-20T11:11:52-04:00July 20, 2026|Blog, Blogs, Investing, News, Real Estate, Retirement Planning|

For many Americans, the American Dream concludes with a paid-off home and a sense of financial independence. However, as retirees enter their golden years, a common financial paradox often emerges: [...]

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Tax-Efficient Strategies for Summer Adventures and Beyond

2026-06-22T09:47:17-04:00June 22, 2026|Blog, Blogs, Financial Planning, News, Tax Strategies, Taxes, Taxes & Tax Planning|

For many retirees, the idea of retirement is synonymous with freedom. You can exercise that freedom by choosing to spend your days traveling, spending summers with the grandkids, or simply [...]

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    174 Bridge Street
    Groton, Connecticut 06340

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    Morin Associates LLC provides Life and Health Insurance, Employee Benefits, Medicare/Social Security Planning, Wealth Management, and Retirement Planning to all of CT, FL, MA, MI, NY, RI.

    The information contained is derived from sources believed to be accurate. However, we do not guarantee its accuracy. The information contained is for general use and it is not intended to cover all aspects of a particular matter.

    The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.

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    The Investment Center, Inc is a broker-dealer registered with the United States Securities and Exchange Commission (SEC) and is a member of both the Financial Industry Regulatory Authority, Inc (FINRA) and Securities Investor Protection Corporation (SIPC). IC Advisory Services, Inc. is a SEC Registered Investment Advisor. The principal office of The Investment Center, Inc. and IC Advisory Services Inc. is located at 1420 Route 206 N. Suite 210, Bedminster, NJ 07921 . The Investment Center, Inc. , IC Advisory Services, Inc. and its representatives are in compliance with the current registration and/or notice filing requirements imposed upon broker-dealers and investment advisers by those states in which the Investment Center, Inc. and IC Advisory Services, Inc. has clients. The Investment Center, Inc. and IC Advisory Services, Inc. may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. The Investment Center, Inc.’s and IC Advisory Services, Inc.’s web site is limited to the dissemination of general information pertaining to its brokerage products and services. Accordingly, the publication of The Investment Center, Inc. and IC Advisory Services, Inc.’s web site on the Internet should not be construed by any consumer and / or prospective client as The Investment Center Inc.’s or IC Advisory Services, Inc.’s solicitation to effect or attempt to effect transaction in securities, or the rendering of personalized investment advice for compensation, over the Internet. Any subsequent, direct communication by The Investment Center, Inc. or IC Advisory Services, Inc. with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status and or disciplinary history of The Investment Center, Inc., IC Advisory Services, Inc. or any of its agents please contact the SEC, or FINRA, and/ or the state securities law administrator for those states in which The Investment Center, Inc. or IC Advisory Services, Inc. maintains a registration and or notice filing. The Investment Center, Inc. nor IC Advisory Services, Inc. does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to The Investment Center, Inc.’s or IC Advisory Services, Inc.’s web site or incorporated herein, and takes no responsibility therefore. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.

    We are registered to sell Insurance Products in the following states: Connecticut (CT), Florida (FL), Massachusetts (MA), North Carolina (NC), New Jersey (NJ), Rhode Island (RI), South Carolina (SCS, and Washington D.C.

    Kevin Morin is registered to sell Securities in the following states: Connecticut (CT), Florida (FL), Massachusetts (MA), Michigan (MI), New York (NY), Rhode Island (RI).

    Kevin Morin is registered to provide advisory services in the following states: Connecticut (CT), Florida (FL), New York (NY), Rhode Island (RI).

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